Foundations of Cognitive Financial Infrastructure

Cognitive mechanisms influence financial activity, enabling finance to function as a management and signalling system for liquidity, credit and investment risks. The cognitive dimension comprises attention, perception, memory, reasoning, and learning, affecting behaviour and decisions in financial markets, financial institutions, and financial technologies. Cognitive Finance adopts a computational information-processing perspective on these activities, leveraging conceptions from AI and cognitive science. Grounded in Cognitive Finance, the concept of Cognitive Financial Infrastructure describes the computational, methodological, and organisational basis behind data-driven financial activity and decision-making.