The Complete Compendium of Digital Insurance Solutions: Life, Health, Auto, Property, and Specialized Coverage in the Age of AI, Automation, and Intelligent Risk Management

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Authors

Lahari Pandiri
IT Systems Test Engineer Lead, Progressive Insurance, Cleveland, Ohio, United States
https://orcid.org/0009-0001-6339-4997

Keywords:

Digital Insurance, Cyber Insurance, Artificial Intelligence, Risk Management, Predictive Analytics, Insurance Automation, Life Insurance

Synopsis

The global insurance landscape is undergoing a profound transformation—driven by artificial intelligence, automation, and data-centric innovation. The Complete Compendium of Digital Insurance Solutions: Life, Health, Auto, Property, and Specialized Coverage in the Age of AI, Automation, and Intelligent Risk Management offers a comprehensive guide to this rapidly evolving ecosystem, examining how cutting-edge technologies are redefining the way insurers assess risk, interact with customers, and deliver value. As digital disruption accelerates, traditional insurance models are being reshaped by AI-powered underwriting, predictive analytics, real-time claims processing, and hyper-personalized policy design. Whether it's streamlining auto insurance through telematics, enhancing life insurance underwriting with health data, or modernizing property coverage with drone and IoT-based assessments, intelligent automation is making insurance more responsive, efficient, and customer-focused than ever before.

This compendium is intended for a diverse readership—insurance professionals, technology developers, policy regulators, academic researchers, and students—providing insights across the full spectrum of insurance verticals: life, health, auto, property, and niche products. It brings together a rich collection of frameworks, use cases, and future-facing strategies that highlight the integration of digital technologies with core insurance functions, from customer onboarding and fraud detection to compliance and claims adjudication. Beyond the technical and operational aspects, this book also addresses critical themes such as data privacy, algorithmic fairness, regulatory innovation, and the ethical deployment of AI in risk management. It emphasizes that digital transformation in insurance is not merely about adopting new tools—it’s about reimagining the role of insurance in a digital society.

As insurers continue to embrace digital-first strategies, this work serves as both a practical reference and a strategic vision for building resilient, intelligent, and inclusive insurance systems that meet the needs of the modern world.

Chapters

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Front Pages

Published

6 June 2025
Copyright (c) 2025 Lahari Pandiri

Details about the available publication format: E-Book

E-Book

ISBN-13 (15)

978-81-988918-0-8

Details about the available publication format: Book (Paperback)

Book (Paperback)

ISBN-13 (15)

978-81-988918-8-4

How to Cite

Pandiri, L. . (2025). The Complete Compendium of Digital Insurance Solutions: Life, Health, Auto, Property, and Specialized Coverage in the Age of AI, Automation, and Intelligent Risk Management. Deep Science Publishing. https://doi.org/10.70593/978-81-988918-0-8
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