Innovations in Digital Finance and Intelligent Technologies: A Deep Dive into AI, Machine Learning, Cloud Computing, and Big Data in Transforming Global Payments and Financial Services
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https://doi.org/10.70593/978-93-49910-78-2
Keywords:
Artificial Intelligence, Finance, Machine Learning, Cloud Computing, Financial Services, Big Data Analytics, Digital PaymentSynopsis
The digital revolution has profoundly reshaped the landscape of global finance, giving rise to an era where speed, security, and intelligence define the success of financial services. Innovations in Digital Finance and Intelligent Technologies: A Deep Dive into AI, Machine Learning, Cloud Computing, and Big Data in Transforming Global Payments and Financial Services aims to illuminate this transformation by exploring disruptive technologies at the core of today’s financial evolution. In recent years, Artificial Intelligence (AI), Machine Learning (ML), Cloud Computing, and Big Data have moved from theoretical concepts to practical tools that power every facet of modern finance—from algorithmic trading and fraud detection to credit scoring and personalized banking. These innovations are not just enhancing operational efficiency; they are enabling real-time decision-making, improving financial inclusion, and reshaping the way individuals, businesses, and institutions engage with money.
This book is crafted for a wide spectrum of readers including financial professionals, technologists, researchers, policy-makers, and students. It unpacks the mechanisms behind intelligent financial systems, provides real-world case studies, and discusses emerging trends such as decentralized finance (DeFi), embedded banking, digital identity, and AI-driven risk assessment. Special attention is given to the regulatory, ethical, and cybersecurity challenges that come with this rapid digitalization. What makes this work timely is its holistic view of innovation—not just as a product of technology, but as a driver of systemic change in global economies. From digital wallets and instant cross-border payments to cloud-native banking platforms, the book outlines how intelligent technologies are setting new standards for agility, transparency, and customer experience.
As financial ecosystems grow increasingly complex and interconnected, this book serves as a compass guiding stakeholders toward building secure, inclusive, and intelligent financial futures.
Chapters
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The evolution of global payment systems and digital finance infrastructure
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Implementing artificial intelligence for real-time fraud detection and risk mitigation
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Developing machine learning models for automated credit scoring and loan approvals
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Designing cloud-native platforms for scalable financial services and Fintech innovation
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Harnessing big data analytics for informed decision-making in financial markets
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Advanced techniques in securing payment gateways and transaction networks
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Customer service automation in finance using natural language processing and artificial intelligence chatbots
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Data-driven investment strategies and portfolio management with predictive algorithms
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Understanding the integration of blockchain, digital wallets, and smart contracts
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Ensuring compliance with regulatory standards in artificial intelligence-driven financial systems
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Building data engineering pipelines for payment processing and risk analysis
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Exploring the future of embedded finance and hyper-personalized digital banking
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Published
6 June 2025
Copyright (c) 2025 Kishore Challa
Details about the available publication format: E-Book
E-Book
ISBN-13 (15)
978-93-49910-78-2
Details about the available publication format: Book (Paperback)
Book (Paperback)
ISBN-13 (15)
978-93-49910-99-7
How to Cite
Challa, K. . (2025). Innovations in Digital Finance and Intelligent Technologies: A Deep Dive into AI, Machine Learning, Cloud Computing, and Big Data in Transforming Global Payments and Financial Services. Deep Science Publishing. https://doi.org/10.70593/978-93-49910-78-2
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